Credit card giant Visa on Wednesday announced a new platform to help businesses participate in AI-driven commerce, making further inroads into the agent AI payments race.
In a statement Wednesday, Visa described Intelligent Commerce Connect as a network, protocol and “token vault-agnostic ‘on-ramp'” to agent commerce for AI agent builders and merchants.
This system serves as a universal platform for agent AI payments. This means an AI agent can browse, select, and make payments on behalf of consumers.
“With a single integration through the Visa Acceptance Platform, Intelligent Commerce Connect enables secure payment initiation, tokenization, spend management, and authentication,” the company said.
Crypto networks and fintech companies such as Ethereum, Tron, and Solana are positioning themselves as a way for AI agents to make online payments on behalf of consumers.
Easily integrate to enable agent AI payments
The company said Intelligent Commerce Connect supports both Visa and non-Visa card payments and is compatible with leading AI agent protocols.
It also makes the merchant catalog discoverable within the AI platform, handles tokenization, spend management, authentication, PCI compliance, and is accessible through a single integration on the Visa Acceptance Platform.
The system is currently in a pilot phase with select partners, with broader deployment planned for late 2026.
This is not Visa’s first foray into agent AI payments; in March, it announced an experimental product called Visa CLI that enables same-day payments using AI agents.
Nevermined integrates with Visa using x402
In a related announcement, AI fintech company Nevermined has integrated with Visa’s new Intelligent Commerce using Coinbase’s x402 protocol to enable AI agents to autonomously purchase digital goods and services.
Users can register Visa cards and set spending rules, while AI agents can conduct transactions independently within those guardrails, and merchants can receive payments through their existing processors.
“x402 provides an open standard for agents to request payments programmatically. This announcement demonstrates how it works with secure card infrastructure to enable real-world commerce between AI agents and merchants,” said Eric Lepel, creator of the protocol.
According to the protocol’s website, x402 has processed $24 million in transaction volume in the past 30 days.
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