Trust-building platform recognized in annual list of industry-leading companies as leaders in AI
San Francisco, December 2, 2025–(Business Wire)–kick offis the leading personal finance platform expanding access to credit and financial services, and we are proud to Inc. Business Category Grand Prize list of Best AI Deployment category. Inc.’s annual Best in Business Awards celebrate the outstanding achievements and contributions of companies that have made a significant impact on their industries.
Kikoff wins the Best AI Implementation Award as it continues to expand its AI leadership in FinTech. Earlier this year, the company launched AI Debt Negotiator, a proprietary tool that communicates and negotiates directly with debt collectors on behalf of users, and has already saved more than $2.5 million in debt. This tool flips the script on predatory debt negotiation services that have traditionally charged high fees and cut off millions of people from the help they need most. By relying on AI and automation, Kikoff has been able to reduce operational costs by 80% and be able to offer this to users as a complementary service, opening doors to millions of people who were previously left behind. AI Debt Negotiator is one of many tools in Kikoff’s growing AI suite, with additional AI-powered products already in development for future releases.
said Cynthia Chen, Founder and CEO of Kikoff. “We set out to reimagine an outdated credit system and give millions of people a path forward. This recognition celebrates the impact we are already having and strengthens our commitment to transforming financial access at even greater scale.”
This award recognizes companies that achieve significant milestones and core business wins, such as customer growth, major product launches, market share growth, and industry-defining results, through outstanding execution. Companies from a wide range of industries, including technology, healthcare, finance and retail, are recognized for their success and positive impact on the business world.
“Each of this year’s Best in Business honorees achieved a breakthrough moment,” said Bonnie Ghosh, editorial director at Inc.. “Some announced groundbreaking innovations, others launched savvy marketing campaigns, or strategically implemented AI into their companies. No matter their business wins, their projects and efforts have had a profound impact on their companies, and by extension, the industry as a whole, making them deserving of this honor.”
