Whether it’s Grok, ChatGPT, Gemini, Claude, or other virtual assistants, people are turning to artificial intelligence to help with various things in their lives. Some people are now mixing AI technology with taxes.
“You can use AI to pay your taxes, but you have to realize that AI makes mistakes,” said John Hernandez, an expert on artificial intelligence.
That’s the key message AI experts want people to understand.
You can use artificial intelligence for taxes, but how you use it matters.
“I use it to understand new tax strategies and new tax rules, but at the end of the day, I’m still responsible when I file my taxes,” says Carlos Garcia, president of Finhaves.
So if chatbots are bringing in bigger profits than in years past, you can’t blame AI if Uncle Sam calls to investigate. You must verify that the information is correct.
“You can use AI to prepare,” Hernandez said. “This saves you a lot of time talking to a professional, but it also gives you more peace of mind when you have a subject matter expert review your content and make sure everything is OK before you file your taxes.”
And this year, legislation passed as part of the Trump administration’s “Big Beautiful Bill” introduces several changes, including an increase in the basic deduction, a child tax credit, and new credits for seniors 65 and older.
The AI platform may not be aware of all exemptions for which you are eligible.
According to a recent survey by Invoice Home, 37% of taxpayers said they would consider using AI instead of a professional tax preparer or accountant. This number is down from 2025, when it was 43%.
Bottom line: “You should use it to leverage your work, but you shouldn’t use it to rely 100% on AI,” Garcia says.
Also, remember that your tax return contains sensitive personal information, such as your social security number, or information you don’t want to share with AI.
