Cambridge, MA, September 30, 2025 (Globe Newswire) – Peer To Peer Network, Inc. (OTC: PTOPD) (“PTOP” or “Company”) today announced that it has signed a letter of intent (LOI) between INS Digital Intelligence LLC (“INS”) and INS Digital Intelligence LLC (“INS”), led by specialists in AI product development. Derek McCarthyjointly establish a new AI-centric division within the PTOP.
Derek McCarthy and his family
The collaboration leverages the combined expertise of PTOP and INS digital intelligence to develop unique artificial intelligence solutions for the business-to-business (B2B) market, including tools for communication automation, audience engagement, website optimization, and data management. LOI establishes a formal joint venture framework and outlines the contributions, governance and goals of each party.
Josh sodaitisPTOP CEO, added:
“By partnering with INN through this LOI, PTOP can move quickly into AI spaces while reducing risk. Derek's track record in AI product development – investor relation chatbots with cannabis sector AI and OTC market engagement tools are a potential position in this early potential.
Peer to Peer Network, Inc. (PTOP) has reached an important conclusion: AI integration Mobcard™ Not only is it inevitable, it is also a natural next step in the evolution of the digital business card industry.
As the digital business card market continues to expand at a fast pace, AI may differentiate Mobcard™ and open up a whole new revenue channel for PTOP. Dual-track strategy, This will advance the Core Mobicard™ platform and leverage AI opportunities for PTOP to position themselves to accelerate growth.
“We have acquired incredible value that brings us the passion to develop and develop new AI applications that can generate revenue for PTOPs quickly,” he said. “I have personally used Derek's AI chatbot on Investorshub and have seen firsthand the level of innovation he brings. His expertise helps us develop valuable features, and is an additional revenue stream that directly benefits the company and improves scalability.”
Management sees this expansion as a clear value enhancer for shareholders to AI. As AI is poised to be a transformational force across the industry, PTOP is confident that this strategic move will not only strengthen Mobitard™, but will unlock new paths to revenue and long-term shareholder returns.
Derek McCarthy, the new president of the new venture, said: “If we can raise revenues from $800,000 to $1 million within the next 12-18 months, we would like to see PTOP spin out a new public company from its AI division.
PTOP recently completed a 1-400 reverse stock split, as part of its ongoing efforts to strengthen its businesses and position it for long-term growth. Although reverse splits can be seen with caution, this move offers several important benefits to shareholders.
By integrating the stock structure, PTOP reduced the number of outstanding shares, created a more manageable capital base, and improved the ability of new investors, market makers, and companies to attract institutional profits. The split also shows that it is positioning PTOP to meet the listing requirements of high-rise markets and entering a new phase focused on growth, revenue generation and scalability. This restructuring will be the foundation for stronger market reliability and shareholder value improvements as PTOP advances both its Mobcard™ platform and its AI initiative.
“A lot of the hard work going on behind the scenes is about to get to the forefront. We're typing what I'm calling Accelerated growth stage. When I became CEO, I pledged to protect the shareholders of bad actors, clean up the company, launch our apps into stores, bring financial latest and establish a structure built to provide long-term value. I am proud to say that these promises are now fulfilled. My new commitment is to take PTOP to the next level. This is to promote higher reputation through user growth, product expansion and strategic implementation of discipline. Our focus remains on scaling adoption, strengthening our core platform, introducing new products, and introducing PTOPs around with the brightest and most capable people. Many exciting developments are on the way ahead and we encourage you to keep an eye on PTOP,” concluded Chairman and CEO Joshua Sodaitis.
Peer to Peer Network, Inc. About (PTOP)
Peer to Peer Network, Inc. (OTC:PTOP) is a public technology company focused on identifying, obtaining and developing disruptive solutions that enhance digital engagement. In addition to the new AI initiative PTOP Intelligence LabThe company also offers peer-to-digital business card Mobicar™ in its app store, a next-generation networking tool designed for professionals and businesses looking for more efficient and measurable connection methods. PTOP is committed to providing innovative tools that create efficiency and new growth opportunities.
About INS Digital Intelligence LLC
INS Digital Intelligence LLC is a private marketing company specializing in custom artificial intelligence solutions for the B2B market and investor relationships. Leading by AI marketing innovator Derek McCarthy, INS provides expertise Communication Automation, Investment-Related Technology, Website Engagement, and Audience Analytics. The company's mission is to help businesses with intelligent tools that drive measurable results and operational efficiency.
Forward-looking statements
This press release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements include, but are not limited to, the MOU statement between PTOP and INS Digital Intelligence LLC, but include, but are not limited to, the expected benefits of the AI division and the company's strategic initiatives. Forward-looking statements are based on current expectations and assumptions and are subject to risks and uncertainties that may significantly differ in actual results. Readers are cautioned not to overreliate on these forward-looking statements. PTOP assumes no obligation to update or modify forward-looking statements except as required by law.
PTOP Investor Relations Email: info@freemobicard.com
telephone number: 617-481-1971
contact:
Josh Soditis – CEO PTOP
Peer to Peer Network, Inc.
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