XRP has lost some momentum in the past 24 hours as the Senate postponed a key crypto market structure bill on January 15th.
At the same time, daily trading volume decreased by 30% as the overall market backdrop became cautious and Bitcoin (BTC)’s dominance rose to nearly 60% and began to move away from altcoins.
However, machine learning algorithms consider the general monthly trend to be stable, even if the market appears to be becoming increasingly volatile.
XRP AI Price Prediction
In other words, Finbold’s AI-driven price prediction tool, which blends inputs from ChatGPT, Gemini 2.5 Flash, and Claude Sonnet 4 to generate a variety of potential outcomes, predicts an average XRP price of $2.12 on January 31, 2026.
This number suggests that the asset is on track for an upside of 2.75% from its current price of $2.06, which would be slightly above its current 10-day simple moving average (MA) of $2.1.
Claude Sonnet and Gemini gave the most bullish predictions, with both predicting a potential 4.37% rise and price at $2.15, while ChatGPT suggested the price could decline by 0.49% and ultimately trade at $2.05.
XRP price outlook
While not cumulatively negative, this forecast is not as optimistic as some of the predictions made by human analysts this week. For example, one analysis suggests that the XRP price could test untapped highs in the near future based on broader market movements and Bitcoin’s current positioning in particular.
Ultimately, XRP’s trajectory will depend on variables such as the cryptocurrency’s technical indicators, overall market conditions, and Senate regulatory progress. The current support level is hovering around $2.05 to $2.10.
Featured image via Shutterstock
